Self-funded Health Plans for Community Banks.
Simple, predictable and transparent, Advantage Health Plans Trust has been the community bankers’ health plan of choice for more than 40 years.
Health Coverage that Fits
Better choices for your people, better health outcomes, and a better bottom line.
Self-Funded
Advantage isn’t insurance – it’s a self-funded multi-employer welfare arrangement (MEWA). That’s where companies in the same industry pool resources, assume risk and provide benefits for their employees.
Member-Owned
Advantage is owned by its members and governed by an elected board of trustees who participate in the plan themselves. The only stakeholders Advantage is beholden to is you and your fellow members.
It’s Always Your Money
Your money stays protected in the trust until you need it – for routine checkups, prescriptions and medical procedures. And every dollar saved keeps costs lower.
Great Care at Better Prices
Search & Compare Prices
With traditional insurance, you don’t know the price until you get the bill. But Advantage is all about transparency. That’s why we’ve partnered with Healthcare Bluebook, where you can shop for care based on cost and quality.
Low-Cost Medical Care
Advantage connects you with doctors who offer routine medical care at a flat rate or low monthly fee. And since there’s no paperwork to file, you get more time with your doctor, better communication and more flexible care options.
Discounted SPecialists & Procedures
When you need a specialist or procedure, you can work with high-quality, reputable providers who offer their services at a deep discount – saving you up to 80% of what insurance would cost. Zero out-of-pocket expenses for you.
Trusted by the Community Bankers
Endorsed by CBAO | IBAT |ICBA
Good Stewardship
Since the beginning, Advantage has been administered by The Kempton Company whose dedicated team of experts provides exceptional service, support and stewardship.
Get Started
Find out how your community bank could get better care at better prices.
