The funding you need, now.
With partners across Oklahoma, we’ll find the lending option that works best for your business.
Business Loan Types
You’ve got options.
No two businesses are the same. Neither are their capital needs. Whether you’re after working capital or buying property, our menu of lending options can be tailored to your goals.
Direct Loans
$1,000 – $15 Million
Provides flexible loan options to cover startup or expansion costs through REI Oklahoma’s network of financial partners and institutions.
- For borrowers ineligible for conventional loans, but with the means to repay
- Loans range from $1,000 to $15 million
SBA Microloans
Up to $50,000
Provides up to $50,000 to start or expand a small business, with REI Oklahoma as the SBA-approved intermediary.
- Up to 6-year financing term
- Flexible collateral requirements
- Average loan totals $13,000
SBA 504 Program
4.83063% Note Rate
Helps finance up to 90% of the total cost of an owner-occupied real estate project, while keeping funds on-hand for other expenses.
- 10-, 20- to 25-year long-term financing
- As low as 10% down payment
- Minimizes collateral risk with 50% LTV
Meat & Poultry Intermediary Lending Program
Up to
$5 Million
6%
Fixed
Provides funds for Oklahoma meat and poultry processors to be used for working capital, equipment, facility improvements, and more.
- Up to $5 million available (limited)
- 6% fixed interest rate
- Up to 10-year term for equipment
- Up to 20-year term for real estate
