Resources for Lenders
Your go-to hub for loan program guidelines, compliance requirements, income limits, training materials, and submission tools. Whether you’re locking a loan, finalizing compliance packages, or navigating program updates, you’ll find everything you need right here.
Program Summaries
Conventional Loan Program
Guidelines and income limits for conventional loan options.
Income Limits
Government Loan Programs
Information on FHA, VA, and USDA loans, and more.
Income Limits
Lender Training Modules
Step-by-step guides to streamline your workflow.
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Locking a Loan
Secure rates in the Home100 Portal -
Pre-Closing Compliance Package
Ensure documentation meets program standards -
Funding Package
Navigate the funding process efficiently. -
Post-Closing Package
Finalize loans with confidence.
Frequently Asked Questions
How do I become a lender?
Lenders must be approved by U.S. Bank HFA Division to participate in the REI Home100 Program. US Bank serves as the Master Servicer and purchases the loans associated with the Home100 Program. Interested lenders should contact:
Dena Sherrill, Director of Housing at dsherrill@reiok.org
Jeremy Layman, Housing Manager at jlayman@reiok.org
***Third Party Origination is not allowed***
What are the first mortgage interest rates?
REI Down Payment Assistance sends the first mortgage interest rates daily on a rate sheet email and posts on the lender portal at www.reihome100.org by 9:00 A.M. Central Time. Should you wish to be added to the daily rate sheet email list, please contact us at reidpa@reiok.org.
All loans must be delivered and purchased by U.S. Bank within 60 days of rate lock. An extension can be purchased if needed. Please see the program summary via the link at the bottom of the page for more detailed information.
Does the borrower have to be a first-time homebuyer?
No, there is no first-time homebuyer requirement. Please see the program summary via the link at the bottom of the page for more detailed information.